Your PIN is on the list? Change it immediately

How can you most effectively secure your credit or debit card from potential fraudsters? The simplest solution is to set a complex PIN code. But what configurations should you avoid? We have some advice for you.

Cashless payments are currently much more favored than they were in the past. Several individuals are inclined towards modern solutions, and traditional payment methods are gradually being sidelined.

Typically, using a credit or debit card requires the entry of a PIN code. These are usually four-digit numbers designated to secure funds from potential theft.

The PIN is a form of authentication that confirms a transaction is being processed by an authorized individual. This code is not just required when making payments, for instance, in a store but also when withdrawing cash from an ATM.

You should never disclose your PIN code to anyone, especially those you don't fully trust. Your PIN code needs to be thoroughly guarded. It's vital to ensure that your code does not fall into the wrong hands.

We use numerous passwords and codes in our daily lives. As a result, we often resort to using simple and easy-to-remember combinations.

However, your date of birth should never be your PIN code. This combination should not be saved, for example, on your smartphone's notepad.

Recently, American data analyst Nic Berry composed a list of PIN codes that you should steer clear of. Here are the following configurations:

• 1234;
• 1111;
• 0000;
• 1212;
• 7777;
• 1004;
• 2000;
• 4444;
• 2222;
• 6969;
• 2580.